Instant Payments
 
Making a profitable
business case
 

        

    

    



    

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    A unique modular end-to-end offering for all your Instant Payments needs 
    
    













    
The need for speed is generally increasing, and is impacting customer demands. This also applies to payments. Banks and financial institutions nowadays are expected to offer instant payment capabilities. However, the development of real-time processing technology with 24/7 service availability requires huge investments. How do you make a profitable business case?


As a frontrunner in payments, equensWorldline has been pioneering Instant Payments in the eurozone for the last few years. We have the unique capability to cover the whole value chain for Instant Payments, from payment initiation and channel solutions that directly benefit the end-customer, to back-office processing and clearing & settlement.








    






   
















   

    

    

        

    Our Instant Payments solutions
    
    












    
    

  • We provide innovative Instant Payments - Channel solutions with white-label mobile banking and mobile P2P applications and value-added services such as an alias conversion service and real-time fraud detection.
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  • Our Instant Payments - Payments Processing Back-Office solution allows banks to offer Instant Payments to their customers without the need to invest heavily in an ‘always available, low- latency’ payment-processing engine. Banks can benefit from economies of scale by using our shared platform and have the security of remaining compliant. We offer this in various delivery models, ranging from a licensing model and ASP model to full back-office outsourcing.
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  • Our Instant Payments - Clearing & Settlement service offers pan-European secure, low-latency clearing to all PSPs in Europe.
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All our solutions are separate components that can be procured as an integrated offering or as individual components, depending on your needs.






    






   
















   

    

    

        

    

        
    

    

        

            
            
                Channel solutions
            
        

        
Instant Payments at your customers fingertips 

    





    


    

        

    

        
    

    

        

            
            
                Payments Processing Back-Office
            
        

        
Make your back-office ready for Instant Payments 

    





    


    

        

    

        
    

    

        

            
            
                Clearing & Settlement
            
        

        
Secure, low latency clearing of Instant Payments transactions 

    





    






    

        

    






   
















   

    

   
















    

    

    

        




    
Taking Instant Payments beyond the obvious


We believe that Instant Payments will become the new normal, and that Instant Payments are going to revolutionize the way Europeans pay. At first it will start to develop among individuals for person-to-person (P2P) payments. But ultimately, Instant Payments will be introduced in a wide range of use cases.


equensWorldline developed four Instant Payment use cases,  from solutions for consumers (P2P and online) and merchants (point-of-sale), up to solutions for corporates (optimized liquidity and cash management).




In this video Mark Munne, Senior Product Marketing Manager at equensWorldline, explains how equensWorldline is taking Instant Payments beyond the obvious. He briefly explains some possible use cases: from P2P and online, to POS terminal solutions and corporate cash management. 



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        Instant Payments
        
        
Discover use cases that go beyond P2P payments

        
Instant Payment are going to revolutionize the way Europeans pay. Are you interested to learn how?

        Show infographic (PDF)
        
    





    


    

        




    
 










    






   




















   

    

    

        





    

        

            

                
            

            

                
Contact our expert

                Bruno Chataigner
                Product Marketing Manager
                
Bruno has been leading Regional and Global initiatives for 20+ years in both Banking and FinTech industries on Payments and Cash Management value propositions, located in various European countries. He’s currently responsible of the Back Office Processing Product suite for Banks and related, as part of the Business Process Outsourcing offering. Bruno holds a Master in Finance and MBA (with Distinction) from both ESSEC Business School and Mannheim Business School.

                Contact Bruno
                
            

        

        
            

                

                    expert
                

                
Bruno Chataigner

                
Product Marketing Manager